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Posted on: Thu, 03 Apr 2014 22:46:39 -0700
Can Obamacare Help Your Employee Benefits Program
If you think the Affordable Care Act (Covered CA exchange in California) is off to a rocky start, you may not be alone. But once the fog clears, the Affordable Care Act will offer very attractive Employee Benefits options, where the empl...
Read MorePosted on: Thu, 06 Mar 2014 16:24:36 -0800
Keyman Insurance for your Business
Key Person Insurance, also commonly called Keyman Insurance or Key Man Insurance, is an important form of Business Insurance. In general, it can be described as an insurance policy taken out by a business to compensate that busi...
Read MorePosted on: Mon, 03 Mar 2014 19:04:04 -0800
Why is it Important to have Umbrella Insurance
As long as you can earn a livelihood, you should have an Umbrella Liability Insurance policy. We recommend that everyone have at least a $1 M Umbrella Insurance Policy to provide Liability coverage beyond the limits of their Auto and Homeowne...
Read MorePosted on: Fri, 21 Feb 2014 11:26:19 -0800
Reasons To Buy Cyber Insurance
Reasons To Buy Cyber InsuranceHaving a thorough understanding of your cyber assets and their value to your business will help you determine if cyber insurance make sense. Here are the seven main reasons to buy cyber insurance, and some tips for getti...
Read MorePosted on: Tue, 29 Oct 2013 15:46:42 -0700
A Buyers Guide to Cyber Insurance
No business is safe from privacy breaches and cyber attacks, and hackers grow more sophisticated each day. The demand for cyber insurance has grown as a result.Insurers offer both first- and third-party insurance for cyber losses. First-party coverag...
Read MorePosted on: Tue, 29 Oct 2013 14:50:52 -0700
Chertoff: Our Biggest Threat is Cyber Security
The most significant threat we face is that to our cyber security, according to former Secretary of Homeland Security Michael Chertoff. According to Mr. Chertoff, the issue of cyber risk “affects virtually every kind of enterprise.&r...
Read MorePosted on: Tue, 29 Oct 2013 14:31:36 -0700
Drivers of vehicles in Mexico should update Third-Party Liability Limits
The reform which became effective on December 1, 2012 represents the first major changes to Mexican labor laws in more than 40 years. It eases legal constraints on a company's ability to hire and dismiss, lifts the ban on part-time employmen...
Read MorePosted on: Tue, 29 Oct 2013 14:28:23 -0700
U.S. Citizens Abroad Avoid Health-Law Mandate
The Affordable Care Act requires most Americans to carry health insurance or pay a tax penalty–and there’s a reason we say “most” rather than “all.” Americans who live abroad at least 330 days of the year will...
Read MorePosted on: Tue, 29 Oct 2013 11:01:50 -0700
Essential Guide to Avoiding EPL Claims
Recruitment and Hiring - All employers should strive for a "clean" hire, that is, one done purely on the basis of job requirements, without considering the applicant's membership in a protected group, either pro or con.Employment Contracts...
Read MorePosted on: Mon, 16 Sep 2013 13:42:28 -0700
Protect Your Business with Workers Compensation Insurance
Every company needs to prepare for the worst. Even if you are an experienced entrepreneur, a lot of things can go wrong the first year of a company. One of the most important considerations is of course the safety of your employees, so it is i...
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