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Blog Entries

Can Obamacare Help Your Employee Benefits Program

Fri, 04 Apr 2014 00:46:39 -0700

  If you think the Affordable Care Act (Covered CA exchange in California) is off to a rocky start, you may not be alone. But once the fog clears, the Affordable Care Act will offer very attractive Employee Benefits options, where the empl...


Keyman Insurance for your Business

Thu, 06 Mar 2014 18:24:36 -0800

Key Person Insurance, also commonly called Keyman Insurance or Key Man Insurance, is an important form of Business Insurance. In general, it can be described as an insurance policy taken out by a business to compensate that busi...


Why is it Important to have Umbrella Insurance

Mon, 03 Mar 2014 21:04:04 -0800

As long as you can earn a livelihood, you should have an Umbrella Liability Insurance policy. We recommend that everyone have at least a $1 M Umbrella Insurance Policy to provide Liability coverage beyond the limits of their Auto and Homeowne...


Reasons To Buy Cyber Insurance

Fri, 21 Feb 2014 13:26:19 -0800

Reasons To Buy Cyber InsuranceHaving a thorough understanding of your cyber assets and their value to your business will help you determine if cyber insurance make sense. Here are the seven main reasons to buy cyber insurance, and some tips for getti...


A Buyers Guide to Cyber Insurance

Tue, 29 Oct 2013 17:46:42 -0700

No business is safe from privacy breaches and cyber attacks, and hackers grow more sophisticated each day. The demand for cyber insurance has grown as a result.Insurers offer both first- and third-party insurance for cyber losses. First-party coverag...


Chertoff: Our Biggest Threat is Cyber Security

Tue, 29 Oct 2013 16:50:52 -0700

The most significant threat we face is that to our cyber security, according to former Secretary of Homeland Security Michael Chertoff.  According to Mr. Chertoff, the issue of cyber risk “affects virtually every kind of enterprise.&r...


Drivers of vehicles in Mexico should update Third-Party Liability Limits

Tue, 29 Oct 2013 16:31:36 -0700

The reform which became effective on December 1, 2012 represents the first major changes to Mexican labor laws in more than 40 years. It eases legal constraints on a company's ability to hire and dismiss, lifts the ban on part-time employmen...


U.S. Citizens Abroad Avoid Health-Law Mandate

Tue, 29 Oct 2013 16:28:23 -0700

The Affordable Care Act requires most Americans to carry health insurance or pay a tax penalty–and there’s a reason we say “most” rather than “all.” Americans who live abroad at least 330 days of the year will...


Essential Guide to Avoiding EPL Claims

Tue, 29 Oct 2013 13:01:50 -0700

Recruitment and Hiring -  All employers should strive for a "clean" hire, that is, one done purely on the basis of job requirements, without considering the applicant's membership in a protected group, either pro or con.Employment Contracts...


Protect Your Business with Workers Compensation Insurance

Mon, 16 Sep 2013 15:42:28 -0700

Every company needs to prepare for the worst. Even if you are an experienced entrepreneur, a lot of things can go wrong the first year of a company. One of the most important considerations is of course the safety of your employees, so it is i...


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